B-BusinessEssentialsVisa

By vishal.kumar1@…, 28 September, 2026
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BusEssentials
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U.S. Bank Business Essentials™ Visa® Card
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Welcome Details
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Key Benifits / Rewards
Reward Description

on your first $10,000 in eligible Net Purchases each month when you maintain $10,000 or more in a qualified business checking account1

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Reward Title

2.5% total cash back

Reward Description

when you spend $5,000 in Net Purchases in the first 150 days.2

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Reward Title

Earn $500 cash back

Reward Description

plus, a 0% intro APR3 on purchases for the first 12 billing cycles. After that, a variable APR, currently 16.99% - 27.99%.

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Reward Title

Low intro APR

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Additional Benifits List
Benifit Description

Easily sync with your accounting software to track spend, capture receipts, set card controls and more.

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Benifit Title

U.S. Bank Spend Management

Benifit Description

There is no annual fee for employee cards. Set up customizable spending rules for your employees, giving you control of where, when and how their cards are used.

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Benifit Title

Free Employee cards

Benifit Description

Earn 6% cash back on prepaid hotel and car rentals booked directly in the Travel Center when using your card.4

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Benifit Title

Rewards on prepaid travel

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Awards List
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Additional Benifits Section Title

Additional benefits for your business

Product Name

U.S. Bank Business Essentials™ Visa®Card 

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FAQs
Offer ID
P35214XB7B
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Hi {{customer_name}} how can I assist you?

Card Type
Business Unsecured
Disclosure Section Title

Disclosures

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U.S. Bank Business Essentials™ Visa® Card
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Hello {{customer_name}}!
Apply Now CTA
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Apply now

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Recommended credit
cards by your banker

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Recommended credit
cards by your banker {{card_count}}

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Welcome Offer

Unlimited 2% cash back on every purchase and even more as your business grows with us.1

Card Order
k
Card Benifits
Cashback 
Low intro rate
No Annual Fee
Business Unit
Bank Brand
Source Code
88622
SMS Flow ID
EF42W6285HT0QA5
Location Code
8069
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